Top Five Credit Cards for Airport Lounge Access Worldwide 2025. Airport lounge access is now one of the most valued credit card benefits for frequent flyers.

Leading travel cards from Capital One, American Express, Chase, and Citi offer unlimited Priority Pass access, making travel more comfortable. Whether you’re flying out of New York (JFK), Los Angeles (LAX), or Atlanta (ATL), these cards let you avoid crowded terminals and relax with food, Wi-Fi, and privacy.

Here’s a detailed look at the best U.S. credit cards offering Priority Pass Select membership in 2025.

Capital One Venture X Rewards Credit Card

This card offers the best overall value for lounge access. It comes with a $395 annual fee, but users get a $300 annual travel credit and 10,000 bonus miles every year. These perks significantly reduce the card’s effective cost.

Cardholders get unlimited access to Priority Pass Select lounges and can bring two guests free of charge. They also gain entry to Capital One Lounges and Capital One Landings, expanding their options beyond the Priority Pass network.

One of the card’s standout features is its policy on authorized users. Until February 1, 2026, cardholders can add up to four users at no extra cost. Each authorized user receives full lounge privileges. After that, Capital One will charge $125 per user for lounge access.

The business version of this card also offers lounge access but only to the primary cardholder. Authorized users on the business card do not receive lounge access, limiting its value for shared travel.

Citi Strata Elite Credit Card

The Citi Strata Elite card ranks just behind Capital One due to its higher $595 annual fee. It still delivers strong value, especially for families and couples.

Cardholders enjoy unlimited Priority Pass Select visits and can bring two guests each time. Authorized users cost $75 each and receive full lounge access, making the card an affordable choice for group travelers.

The card also includes four one-day American Airlines Admirals Club passes every calendar year. This helps travelers at airports where Priority Pass lounges are limited.

However, this card does not include restaurant access through Priority Pass. Despite this, the Citi Strata Elite offers a strong balance of benefits and cost.

American Express Platinum Credit Card

The Platinum Card from American Express ranks third due to its wide network of lounge options. The $695 annual fee includes unlimited Priority Pass Select access (upon enrollment), along with entry to Amex Centurion Lounges and Delta Sky Clubs when flying Delta.

Each cardholder can bring two guests to a Priority Pass lounge at no extra cost. But restaurant access is excluded from the Amex Priority Pass benefit.

Authorized users cost $195 each and enjoy full lounge privileges. This makes the card a good choice for those wanting to share benefits without opening new accounts.

The Business Platinum Card offers similar lounge benefits but becomes less attractive because of higher user costs. For personal use, the Platinum Card is ideal for travelers who value multiple lounge networks.

Chase Sapphire Reserve Credit Card

Chase Sapphire Reserve used to lead the market but has dropped to fourth in 2025. The card now carries a $795 annual fee. However, it provides a $300 travel credit and unlimited Priority Pass Select visits with two guests allowed per visit.

This card also provides access to Chase Sapphire Lounges around the world. These lounges are exclusive to Chase cardholders, even though they are part of the Priority Pass network.

Authorized users cost $195 and receive full lounge privileges. While similar to Amex in this respect, Chase lacks broader lounge partnerships, which reduces its overall appeal to frequent flyers.

The business version includes lounge access for the main user only. It does not extend benefits to guests or authorized users. For shared use, the personal version is better, though less competitive than in past years.

Marriott Bonvoy Brilliant American Express Card

This card includes Priority Pass Select access as part of its $650 annual fee. Cardholders get unlimited visits and can bring two guests per visit. However, it does not extend lounge access to authorized users.

Authorized users can be added at no cost, but they do not receive any lounge benefits. This makes it a single-user card when it comes to lounge privileges.

Still, the card includes Marriott Bonvoy Platinum Elite status and a $300 annual dining credit. It also provides a free night award each year worth up to 85,000 points.

This card is ideal for solo travelers who often stay at Marriott hotels. Those looking for lounge access for multiple users may find better value elsewhere.

Ranking Methodology

To rank these cards, we considered annual fees, lounge access benefits, and authorized user policies. We gave preference to cards offering unlimited visits, guest access, and low-cost or free user additions.

We also evaluated secondary benefits like access to Amex Centurion and Chase Sapphire lounges. Cards with limited restaurant access or expensive user fees were rated lower, even if they offered luxury branding.

Closed or legacy products were reviewed separately, as they are not available to new applicants.

Legacy Cards with Lounge Access

Two closed cards still offer exceptional lounge perks to existing users. The Ritz-Carlton Credit Card from Chase provides unlimited Priority Pass access and allows free authorized user additions with full access. Its $450 annual fee is balanced by a $300 travel credit and other premium perks. Although applications are closed, some existing Chase cardholders can upgrade.

The Citi Prestige Card also includes lounge access, including Priority Pass restaurants. While it is no longer available for new applicants, existing cardholders can continue using it.

These legacy cards remain among the most cost-effective lounge access solutions for those who already hold them.